It depends on your Banana Republic credit card. The Banana Republic or Banana Republic Cards can only be used with the Banana Republic and Gap Inc. (Gap, Old Navy, and Athleta).


Some cardholders fail to understand the registration process, mobile app installation, and other issues they face. For them, here are some frequently asked questions and answers. Hope this helps you to solve your problems.

Common questions

What are the Banana Republic Credit Card Foreign Transaction Fees?

The foreign transaction fee for the Banana Republic credit card is 3%. This means that every time you use your Banana Republic credit card outside of the United States, the issuer adds a 3% surcharge. The 3% fee also applies to online purchases made through an international retailer.

My Banana Republic credit card can be used anywhere?

Any Mastercard-accepting merchant accepts Banana Republic’s credit card. Most countries accept credit cards as Mastercard has wide acceptance across the world. Alternatively, if you own a Banana Republic Store Card, its use is limited to US-based Banana Republic, Gap, Old Navy, and Athleta stores and online stores.

How can I redeem my Banana Republic credit card points?

You can redeem your Banana Republic credit card points when shopping in-store or online at Banana Republic, Old Navy, Gap, Athleta, Hill City, Gap Factory, and Banana Republic Factory.

Can someone tell me what steps I need to follow in order to receive a cash advance on their Banana Republic credit card?

You can get a cash advance on your Banana Republic credit card using the card and PIN at an ATM. However, cash advances are not allowed for the Banana Republic loyalty card. In fact, it’s a loyalty card that can only be used to shop at Banana Republic, Gap, Old Navy, and Athleta.