Mel and Patricia Zeigler founded Banana Republic Corporation in 1978. Clothing and accessories are offered by this American company. The Banana Republic Credit Card brand has more than 500 stores in the United States, 40 in Canada, and more than 60 in North America, and its products are available worldwide.
In addition, it also offers credit cards. Synchrony Bank only issues these credit cards. So stay tuned and keep reading! But if you want to apply for a Banana Republic credit card, let’s take a look at how to do it.
The Banana Republic credit card is a rewards card that, as you might imagine, is for those who regularly shop at the Banana Republic. Layman’s eyes might see this as a desirable addition to any wallet, but we don’t recommend approaching that particular credit card. The card issuer tried to entice the satisfied customer by promising 5 points per dollar on in-store purchases and 1 point per dollar on everything else, which sounds tempting until you realize the 24.99% APR.
That interest rate is well above average and should raise red flags for anyone looking for a fair and cheap credit card. If you don’t qualify for the Visa option (see Terms and Conditions), you’ll be stuck with a less advantageous credit card with even higher limits. If you still want to apply, we’ve put together a step-by-step guide below to walk you through the online application process. Proceed at your own risk.
The Banana Republic credit card rewards are a great way to save money. The card offers an initial credit limit of $500, but you can spend up to $50 a month. The Reward Certificate can be transferred to another promotional offer, but you cannot earn more than $250 in Reward Certificates in any accounting period. However, you can transfer the points to someone else. The benefits are many. You’ll never run out of cash again with a Visa(r) credit card.